Apply for a loan 24 hours per day, rain or shine, from the comfort of your home at your convenience!!! Click below to apply. We will call you later today or early tomorrow morning concerning the outcome of the loan.
Need a Loan but don´t have the time?? We offer a complete line of application services that make getting a loan easier than ever. Apply from home or work, day or night, on the web, over the phone or in person. Whichever way you choose, we´ll get you an answer quick!

Another way DCFCU is trying to keep up with your busy schedule is offering you the flexibility to apply and pickup your loan check at any of our 20 convenient Service Center Branches. They are open weekdays from 9:30 am to 7:00 pm and Saturdays 10:00 am to 2:00 pm.

VEHICLE LOANS
We offer New and Used vehicle loans with a wide variety of terms to meet almost any need.

AFTER-THE-SALE REFINANCING: Have you purchased a brand new vehicle within the last 12 months and financed it elsewhere ?? If your answer is yes, then we have a special offer for you!! Refinancing is a great way to save money by lowering your payments and better yet, we will give you our current new vehicle rate!!! Call a loan representative for more details today!!

New Vehicle Rates

Downriver Community FCU and Enterprise Car Sales are pleased to announce a great partnership.  Click on the Enterprise Logo to search for your next vehicle.

Click the link below to apply online to get pre-approved.

Click here for Autogallery, our newest internet vehicle shopping network.  Search for new, pre-owned and classic vehicles from the comfort of your home.  Search our database for thousands of vehicles from our "Local Preferred Dealer List".  View actual photos of each pre-owned and classic vehicle.

No need to run all over town, simply choose the dealer link through Autogallery for more information.

Don´t forget to get pre-approved by applying online at the same time, so you´ll know exactly how much you can spend and avoid last minute surprises.

Buying or selling a used or classic vehicle:  Check out "Member to Member" classifieds.

is a Lease Only Better!!!

Enjoy all of the benefits of vehicle ownership with all of the conveniences of a lease, with none of the drawbacks.

Carry the convenience of a DCFCU Visa. The only card you need to carry !!! It´s accepted worldwide by merchants and automatic cash machines (ATM) and offers all of these great features:

CLASSIC VISA: New Rate (as of 6/01/01): 14.50% APR (periodic rate 1.2084%)*, NO Annual Fees, 25-day Grace Period on Purchases and $250,000 Free Travel Insurance

VISA GOLD: New Rate (as of 6/01/01) : 12.99% APR (periodic rate 1.0825%)*, No Annual Fees, 25-day Grace Period on Purchases and $400,000 Free Travel Insurance. Plus these added benefits:

• Travel & Emergency Assistance
  
• Auto Rental Insurance

  
*method of calculating balance on purchases: average daily balance, including new purchases, and Late Payment fee of 20% of the payment amount if 15 days late.

Take advantage of our special low rates for home maintenance or repairs. Certain conditions apply: Loan funds must be made payable contractor or for repairs.

This is a Pre-Approved multi-purpose personal line of credit. You can advance funds by automatic teller machine, checking overdraft or inside tellers as you need.

• 14.75% (apr) open end line of credit

We can finance your next leisure vehicle at DCFCU.  (Boats, travel trailers, Jet skis, snow mobiles, 3 or 4 wheelers are considered Recreational Vehicles)

NEW RECREATIONAL VEHICLES: 10% DOWN

Put your money to work for you. Members can take advantage of our low apr by borrowing against the funds they have on deposit in one of the above accounts. This is a smart way to borrow while keeping your nest egg in tact.  (some restrictions apply -- contact a loan representative for more information)